Open Enrollment: May 21 – June 2, 2026• Plan Year July 1, 2026 – June 30, 2027Make your elections

Plan Year: 7/1/26 – 6/30/27

Learn the Lingo

Benefits Glossary

Not sure what a term means? Search our glossary of benefits jargon for plain-language definitions — tailored to your ELCOC plans.

Still have questions?

Your FBP Advocacy team is happy to explain any benefits terminology in plain language.

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FBP Advocacy Team

Florida Benefit Plans — personalized support for all your benefits questions.

(407) 862-5900 [email protected]

Mon–Fri 8:30am–5:00pm EST

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Benefits Glossary

Accident Insurance

AD&D (Accidental Death & Dismemberment)

Allowed Amount

Balance Billing

Basic Life & AD&D

Beneficiary

Calendar Year Maximum

Claim

COBRA

Coinsurance

Conversion

Copay (Copayment)

Critical Illness Insurance

DCFSA (Dependent Care FSA)

Deductible

Dependent

EAP (Employee Assistance Program)

Effective Date

Eligible Expense

Elimination Period

Employee Navigator

Endodontics

Evidence of Insurability (EOI)

Explanation of Benefits (EOB)

FBP Advocacy

FSA (Flexible Spending Account)

Guaranteed Issue (GI)

Hospital Indemnity Insurance

In-Network

Indemnity

MAC (Maximum Allowable Charge)

Maximum Rollover

Open Enrollment

Orthodontia

Out-of-Network (OON)

Out-of-Pocket Maximum (OOP Max)

Periodontics

Plan Year

Portability

PPO (Preferred Provider Organization)

Pre-Certification / Prior Authorization

Pre-Tax

Preferred Benefit Administrators

Premium

Preventive Care

Qualifying Life Event (QLE)

Referral

Short-Term Disability (STD)

Telemedicine

Use-It-or-Lose-It Rule

Voluntary Benefits

Voluntary Life

Still have questions?

FBP Advocacy Team