Enrollment Information
Everything you need to know about enrolling in your 2026–2027 ELCOC benefits.
Important Dates
Plan year July 1, 2026 – June 30, 2027. Mark your calendar so you don’t miss the enrollment window.
Open Enrollment
May 21 – Jun 2
May 21 – June 2, 2026
Coverage Effective
July 1, 2026
Plan year begins
New Hires
1st of month
Following 60 days of employment
Life Events
30 days
To notify HR after a QLE
How to Enroll
Follow these four steps to complete your enrollment in Employee Navigator.
Review Your Options
Read through the medical, dental, vision, life, disability, and voluntary benefit pages so you know which plans best fit your needs.
Gather Your Information
Collect dependent names, dates of birth, Social Security numbers, addresses, and beneficiary details before you log in.
Log In to Employee Navigator
Complete all of your elections directly in Employee Navigator before the deadline. First-time users will need to register.
Confirm & Save
Review your election summary, save or print a confirmation copy, and submit. Coverage begins July 1, 2026.
What You’ll Need
Have these on hand before you log in to make enrollment quick and stress-free.
Information & Documents
Employee Navigator login
Username and password (or registration company identifier for first-time users).
Social Security numbers
For yourself and any dependents you plan to enroll.
Dates of birth
For yourself, spouse, and any covered children.
Dependent details
Full legal names and home address for each dependent.
Beneficiary information
Names, relationships, dates of birth, and SSNs for primary and contingent beneficiaries.
Decision Checklist
Ask yourself these questions before you elect:
- Which medical plan fits my expected usage and budget?
- Do I want dental and vision coverage?
- How much voluntary life insurance do I need?
- Have I named or updated my beneficiaries?
- Will I cover a spouse, children, or my full family?
- Are my preferred providers in-network?
Important Reminders
A few key things to keep in mind as you make your elections.
Open Enrollment is once per year
Your elections lock in for the entire plan year. Review carefully — you cannot change them mid-year unless you experience a qualifying life event.
Deadlines are firm
Elections submitted after the deadline will not be accepted. Failure to enroll may result in default or waived coverage.
Verify everything before you submit
Double-check dependent information, beneficiary designations, and coverage tiers on your confirmation page.
Save your confirmation
Print or download your confirmation statement from Employee Navigator and keep it for your records.
New Hires
Coverage begins the 1st of the month following 60 days of employment
If you’re a newly eligible employee, you’ll receive an email from Employee Navigator with login instructions when your benefits window opens. You must complete enrollment before your effective date — missing the window means you wait until the next Open Enrollment unless you have a qualifying life event.
Qualifying Life Events
Outside of Open Enrollment, you may only change your benefits if you experience one of these events. You must notify HR within 30 days.
30-Day Rule: You must notify ELCOC HR and submit supporting documentation within 30 days of the qualifying event. Otherwise, you must wait until the next Open Enrollment.
Enrollment Checklist
Check off each step as you go. Your progress is saved automatically so you can pick up where you left off.
Need Enrollment Help?
Our benefit advocates can walk you through your options and help you complete your elections.
Your Benefits Advocate
FBP Advocacy Team
Florida Benefit Plans — personalized support for all your benefits questions.