Lincoln — Spectera Network
Vision Coverage
Quality eye care and savings on glasses and contacts through the Spectera network. Effective July 1, 2026.
Plan At-a-Glance
Clear vision, clear value
Annual exams, lenses, frames, and contact lens allowances — all in one plan.
Spectera Network
Lincoln Vision Plan
Network: Spectera
Exam Copay
$10 Copay
Materials Copay
$10 Copay
Frame Allowance
$130 Allowance
Contact Allowance
$125 Allowance
Employee Only
$3.50
per paycheck • 26 pay periods
$7.59 / month
Service Frequency
- Eye Exam1 Per 12 Months
- Lenses1 Per 12 Months
- Frames1 Per 12 Months
- Contact Lenses1 Per 12 Months
Tip: Annual exams catch more than just vision changes — they can detect early signs of diabetes, high blood pressure, and other conditions.
Per-Paycheck Cost
Employee rates
Bi-weekly per paycheck (26 pay periods) and monthly premium by coverage tier.
Lincoln Vision — Spectera
| Coverage Tier | Monthly Premium | Per Paycheck |
|---|---|---|
| Employee Only | $7.59 | $3.50 |
| Employee + Spouse | $14.40 | $6.65 |
| Employee + Child(ren) | $16.88 | $7.79 |
| Employee + Family | $23.73 | $10.95 |
Find an Eye Doctor
Search the Spectera Network
Find independent optometrists and major retail chains — LensCrafters, Pearle Vision, Target Optical, and many more.
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